Poland Housing Market Activity
Last updated:
Source: ECB MIR monthly new housing loans adjusted with Eurostat total dwelling house price index, and Statistics Poland BDL residential building permit data; mortgage series smoothed with a 3-month moving average and latest overlapping month excluded from the composite.
Source description: Monthly Poland housing market activity indicator based on a weighted combination of 3-month smoothed house-price-adjusted new mortgage lending and residential building permits, indexed to 2019 = 100. The latest overlapping month is excluded to avoid provisional release-timing distortions.
Table ID: macro_economics/housing/europe_housing_market_activity_monthly
Key findings:
- Poland housing activity remains strong, indexed at 136.2, indicating robust housing-linked demand versus 2019 baseline.
- Recent recovery in Poland housing fits with a 45.1% increase over three months, suggesting easing market pressure.
- Read alongside Poland Furniture Retail Market Size, strong housing activity adds context to a larger domestic retail channel in 2025.
Latest data:
| date | value |
|---|---|
| 2025-05-01 | 92.31 |
| 2025-06-01 | 91.9 |
| 2025-07-01 | 108.41 |
| 2025-08-01 | 99.59 |
| 2025-09-01 | 110.28 |
| 2025-10-01 | 112.2 |
| 2025-11-01 | 106.66 |
| 2025-12-01 | 116.43 |
| 2026-01-01 | 96.16 |
| 2026-02-01 | 108.09 |
| 2026-03-01 | 126.46 |
| 2026-04-01 | 136.19 |
Methodology: Housing Market Activity Methodology
Poland Housing Market Activity tracks the monthly direction of the residential property cycle using 3-month smoothed, house-price-adjusted new mortgage lending and residential building permits. It gives furniture retailers, manufacturers and market analysts a focused signal for how housing conditions connect with furniture demand, home moves and home-furnishing decisions in Poland.
Market Context
Poland's housing market is shaped by housing turnover, mortgage availability, interest-rate conditions, household confidence and the pace of residential construction. Changes in smoothed, house-price-adjusted new mortgage lending and building permits can therefore provide an early signal for furniture, kitchen and home-furnishing demand, while excluding the newest overlap month keeps the indicator less exposed to provisional monthly source timing. Related indicators include Poland Furniture Retail Market Size and Poland Furniture Product Search Trend.